Buyer Frequently Asked Questions

The attorneys for both buyer & seller, as well as the bank attorney and/or representative will coordinate to schedule your closing. You will be contacted before we are, so if you have questions regarding scheduling, please contact your attorney.
Commission is paid by the seller and is an agreed upon amount between the seller and their real estate broker.
Concessions are credits issued by the seller to assist a buyer with closing expenses. Buyers can often qualify to purchase homes in a specific range, but may not have the available funds required by the bank to close without assistance. An example would be a list price of $100,000 and assuming the list price is fair, you might see an offer of $98,000, but the buyer can ask for a seller concession of up to 6% of the offer. In this case, 6% of $98,000, which is $5,880. So, the offer to the seller is ($98,000 - $5,880) or $92,120. * Please do not confuse concessions with commission, they are not the same.
Please don’t ever feel that our time would be wasted showing you houses! We love what we do, and the information that we gain, looking at different homes with you will help us to find you the perfect house. Please refrain from calling the listing agent, it can create a stressful environment for everyone.
Pre-approvals are required by many listing brokers as a rule of thumb. We request them when scheduling showings for any of our listings. Furthermore, there is nothing more disheartening than finding the perfect house & then realizing that you cannot afford it or have the ability to buy it.
Multiple offers are usually indicative of a property either being in high demand or underpriced. Regardless, you have one opportunity to put your absolute best foot forward. It may require an offer in excess of the asking price, and the waiver of other contingencies, in an effort to best represent you.
It would be our pleasure to recommend any and all professionals to you. Representation is such a critical part of every transaction and can be the difference between experiencing a smooth transaction, and in some cases, not closing at all.
In this part of New York State, the contracts are written with tentative closing dates. They read as “on or before” the written, intended closing date. Barring no complications, closings are usually within a couple of days of the intended closing date.
Celebrate and focus on moving into your new home! You will want to schedule your move, pack items, and notify businesses of your address change. I will provide you with a moving checklist to help you remember all the details. Your Attorney and/or your bank representative will also give you a good faith estimate and HUD statement, which will indicate the amount you will need to bring to closing.
Usually we can notify the seller and schedule a convenient time to visit the property again. Immediately before the closing, we will schedule a final walk-through and inspection of your new home.
Homeowners trying to sell their home without agent representation are usually doing so in the hopes of saving the commission. If you see a FSBO and want the advantages of my services, let me contact the owner for you and make an appointment. Most times the homeowner will work with an agent; even though their home is not listed, since the agent is introducing a potential buyer to their property.
Yes, I can work with most builders and get you the information you need to make a decision. On your first visit with the builder, I will accompany you. By using my services with a new construction home purchase, you will receive the services I offer, as well as those provided by the builder, at no additional cost.
I will keep you informed of all homes. I want to help you find your dream home, which means I need to stay on top of every home that's available in the market.
The Multiple Listing Service website provides up-to-date information for every home on the market. I constantly check the New on Market list so I can be on the lookout for my clients. I will get you this information right away the way that is most convenient for you, by phone and/or e­ mail.